Specta app for iPhone and iPad

We all need a little help from time to time, especially when life happens to us and unexpected expenses arise. You can give your business a boost, cover medical bills, get more education or finally take that vacation you have always dreamed of.

With loans of up to N5m from Specta your needs can be met within minutes, and the best part? No collateral, no paperwork and no visits to any office. Fantastic right? Download the app today and experience real magic with low interest rates and easy to pay back plans.

Here’s how to get started

1. Download the app for free.
2. Create an account.
3. Complete your profile
4. Supply your bank information.
5. Get credited in less than five minutes*.

Why Specta?

Specta uses an advanced secure system to verify your identity which makes the loan process seamless. We’ve got you covered real time! No guarantor, no paperwork and no stressful bank visits! Your loan is disbursed within minutes.

We take your PRIVACY very seriously, so all data shared is encrypted in accordance with our Privacy Policy. We will never share your information with third parties.
No hidden charges and very low interest rates

*Terms and conditions apply